body {
     font-family: Georgia, "Times New Roman", serif;
     margin: 0;
     background: #f5f5f5;
     line-height: 1.65;
     color: #123047;
 }

 /* Banner */
 .banner img {
     width: 100%;
     height: auto;
     display: block;
     border-bottom: 4px solid #0e2338;
 }

 /* Navigation Bar */
 nav {
     background: #0e2338;
     border-bottom: 3px solid #f4b02a;
 }

 .nav-inner {
     max-width: 1200px;
     margin: 0 auto;
     padding: 0.6rem 1rem;
     display: flex;
     flex-wrap: wrap;
     justify-content: center;
     gap: 0.45rem;
 }

 .nav-inner a {
     color: #ffffff !important;
     text-decoration: none;
     font-size: 0.9rem;
     letter-spacing: 0.04em;
     text-transform: uppercase;
     font-weight: bold;
 }

 .nav-inner a:visited {
     color: #ffffff !important;
 }

 .nav-inner a:hover {
     color: #f4b02a !important;
 }

 .nav-inner a:active {
     color: #ffffff !important;
 }

 .divider {
     color: #f4b02a;
     font-weight: bold;
 }

 @media(max-width: 620px) {
     .divider {
         display: none;
     }

     .nav-inner a {
         border-bottom: 1px solid rgba(255, 255, 255, 0.15);
         padding-bottom: 0.25rem;
     }
 }

 /* Global link styles for body content */
 a {
     color: blue;
 }

 a:visited {
     color: blue;
 }

 a:hover {
     color: gold;
 }

 a:active {
     color: blue;
 }

 /* Main layout */
 .content-wrapper {
     max-width: 1000px;
     margin: 2rem auto;
     background: #ffffff;
     padding: 0;
     border-radius: 10px;
     box-shadow: 0 0 14px rgba(0, 0, 0, 0.14);
     overflow: hidden;
 }

 /* Hero section */
 .hero {
     background: radial-gradient(circle at top left, #f4b02a 0%, #0e2338 40%, #123047 100%);
     color: #ffffff;
     padding: 2.2rem 2.5rem 1.8rem 2.5rem;
 }

 .hero-title {
     font-size: 2.1rem;
     font-weight: bold;
     letter-spacing: -1px;
     margin: 0 0 0.4rem 0;
 }

 .hero-subtitle {
     font-size: 1.05rem;
     max-width: 720px;
     margin-top: 0.4rem;
 }

 .hero-badge {
     display: inline-block;
     background: rgba(255, 255, 255, 0.12);
     border-radius: 999px;
     padding: 0.25rem 0.9rem;
     font-size: 0.8rem;
     text-transform: uppercase;
     letter-spacing: 0.12em;
     margin-bottom: 0.6rem;
 }

 /* Inner content */
 .inner {
     padding: 2rem 2.5rem 2.4rem 2.5rem;
 }

 .section-title {
     font-size: 1.4rem;
     margin-top: 1.3rem;
     margin-bottom: 0.6rem;
     color: #0e2338;
 }

 p {
     margin-bottom: 0.9rem;
     text-align: justify;
     font-size: 1.02rem;
 }

 ul {
     margin: 0.3rem 0 0.9rem 1.4rem;
     padding-left: 0.4rem;
 }

 li {
     margin-bottom: 0.35rem;
 }

 /* Highlight cards / panels */
 .info-strip {
     display: grid;
     grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
     gap: 1rem;
     margin: 1.3rem 0 1.7rem 0;
 }

 .info-card {
     background: #f0f4f8;
     border-radius: 10px;
     padding: 1rem 1.1rem;
     box-shadow: 0 3px 8px rgba(0, 0, 0, 0.08);
 }

 .info-card h3 {
     margin-top: 0;
     margin-bottom: 0.4rem;
     font-size: 1.05rem;
     color: #0e2338;
 }

 .statute-box {
     background: #eef4ff;
     border-left: 5px solid #0e2338;
     padding: 0.9rem 1.1rem;
     margin: 1.3rem 0;
     font-size: 0.97rem;
 }

 .statute-box strong {
     font-weight: 700;
 }

 .checklist-grid {
     display: grid;
     grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
     gap: 1rem;
     margin: 1.3rem 0 1.6rem 0;
 }

 .checklist-card {
     background: #fff7e5;
     border-radius: 10px;
     padding: 1rem 1.1rem;
     border-left: 4px solid #f4b02a;
 }

 .checklist-card h3 {
     margin-top: 0;
     margin-bottom: 0.4rem;
     font-size: 1.02rem;
     color: #8a5600;
 }

 .checklist-card ul {
     margin-left: 1.1rem;
 }

 .callout {
     background: #0e2338;
     color: #ffffff;
     padding: 1.3rem 1.2rem;
     border-radius: 10px;
     margin-top: 1.6rem;
 }

 .callout strong {
     color: #f4b02a;
 }

 .end-marker {
     text-align: center;
     margin-top: 2rem;
     font-weight: bold;
     letter-spacing: 0.25em;
     color: #666;
 }

 @media(max-width: 700px) {

     .hero,
     .inner {
         padding: 1.5rem 1.5rem 1.8rem 1.5rem;
     }
 }

 /* Download checklist section */
 .download-section {
     background: #0e2338;
     color: #ffffff;
     border-radius: 10px;
     padding: 1.4rem 1.3rem 1.6rem 1.3rem;
     margin: 1.6rem 0 1.9rem 0;
     text-align: center;
     box-shadow: 0 6px 14px rgba(0, 0, 0, 0.25);
 }

 .download-section h2 {
     margin-top: 0;
     margin-bottom: 0.6rem;
     font-size: 1.4rem;
     color: #ffdd8a;
 }

 .download-section p {
     margin-bottom: 1rem;
     text-align: center;
 }

 .dl-btn {
     display: inline-block;
     padding: 0.7rem 1.6rem;
     border-radius: 999px;
     background: #f4b02a;
     color: #0e2338 !important;
     font-weight: bold;
     letter-spacing: 0.04em;
     text-transform: uppercase;
     font-size: 0.9rem;
     text-decoration: none;
     box-shadow: 0 4px 10px rgba(0, 0, 0, 0.4);
     transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
 }

 .dl-btn:visited {
     color: #0e2338 !important;
     background: #f4b02a;
 }

 .dl-btn:hover {
     background: #ffe28f;
     transform: translateY(-2px);
     box-shadow: 0 7px 16px rgba(0, 0, 0, 0.45);
 }

 .dl-btn:active {
     transform: translateY(0);
     box-shadow: 0 4px 10px rgba(0, 0, 0, 0.4);
 }

 .download-actions {
     display: flex;
     flex-wrap: wrap;
     justify-content: center;
     gap: 0.75rem;
     margin-top: 0.5rem;
 }

 .dl-btn-secondary {
     background: #ffffff;
     color: #0e2338 !important;
     border: 2px solid #f4b02a;
     box-shadow: 0 4px 10px rgba(0, 0, 0, 0.25);
 }

 .dl-btn-secondary:visited {
     background: #ffffff;
     color: #0e2338 !important;
 }

 .dl-btn-secondary:hover {
     background: #ffe28f;
     color: #0e2338 !important;
 }