body {
      font-family: Georgia, "Times New Roman", serif;
      margin: 0;
      background: #f5f5f5;
      line-height: 1.6;
      color: #123047;
  }

  /* Banner */
  .banner img {
      width: 100%;
      height: auto;
      display: block;
      border-bottom: 4px solid #0e2338;
  }

  /* Navigation Bar */
  nav {
      background: #0e2338;
      border-bottom: 3px solid #f4b02a;
  }

  .nav-inner {
      max-width: 1200px;
      margin: 0 auto;
      padding: 0.6rem 1rem;
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 0.45rem;
  }

  .nav-inner a {
      color: #ffffff;
      text-decoration: none;
      font-size: 0.9rem;
      letter-spacing: 0.04em;
      text-transform: uppercase;
      font-weight: bold;
  }

  .nav-inner a:hover {
      color: #f4b02a;
  }

  .nav-inner a {
      color: #ffffff !important;
      text-decoration: none;
      font-size: 0.9rem;
      letter-spacing: 0.04em;
      text-transform: uppercase;
      font-weight: bold;
  }

  .nav-inner a:visited {
      color: #ffffff !important;
  }

  .nav-inner a:hover {
      color: #f4b02a !important;
  }

  .nav-inner a:active {
      color: #ffffff !important;
  }

  .divider {
      color: #f4b02a;
      font-weight: bold;
  }

  @media (max-width: 620px) {
      .divider {
          display: none;
      }

      .nav-inner a {
          border-bottom: 1px solid rgba(255, 255, 255, 0.15);
          padding-bottom: 0.25rem;
      }
  }

  /* Page Layout */
  .content-wrapper {
      max-width: 900px;
      margin: 2rem auto;
      background: #ffffff;
      padding: 2rem 2.5rem;
      border-radius: 10px;
      box-shadow: 0 0 12px rgba(0, 0, 0, 0.12);
  }

  h1 {
      text-align: center;
      font-size: 2rem;
      color: #0e2338;
      margin-bottom: 0.3rem;
      font-weight: bold;
      letter-spacing: -1px;
  }

  .subtitle {
      text-align: center;
      font-size: 1.25rem;
      margin-bottom: 1.5rem;
  }

  p {
      margin-bottom: 1rem;
      text-align: justify;
  }

  .note-center {
      text-align: center;
      font-weight: 600;
      margin: 1.1rem 0 1.3rem 0;
  }

  .note-highlight {
      background: #fff7e5;
      border-left: 4px solid #f4b02a;
      border-radius: 8px;
      padding: 0.9rem 1rem;
      margin: 0.8rem 0 1.2rem 0;
  }

  .note-highlight strong {
      color: #b03030;
  }

  a {
      color: blue;
  }

  a:visited {
      color: blue;
  }

  a:hover {
      color: gold;
  }

  a:active {
      color: blue;
  }

  /* Bond form thumbnails */
  .bond-forms {
      display: flex;
      flex-wrap: wrap;
      justify-content: center;
      gap: 2rem;
      margin-top: 0.8rem;
      margin-bottom: 1.4rem;
  }

  .bond-card {
      text-align: center;
      max-width: 320px;
  }

  .bond-card img {
      border: 2px solid #000000;
      height: 220px;
      width: auto;
      border-radius: 6px;
      box-shadow: 0 3px 8px rgba(0, 0, 0, 0.25);
  }

  .bond-card p {
      margin-top: 0.6rem;
      font-size: 0.96rem;
      text-align: center;
  }

  .end-marker {
      text-align: center;
      margin-top: 1.8rem;
      font-weight: bold;
      letter-spacing: 0.2em;
      color: #666;
  }